Expert guidance for when it matters most.
Lydian Life gives you the tools and information to make informed choices—without the jargon. We provide clear, straightforward information so you can take control and make confident decisions about your cover. With specialist industry knowledge and scale, we deliver a seamless experience designed to put you first.
Our services.
Through our partnership, Life Advice Access and Lydian help clients find the right protection and peace of mind through tailored life insurance solutions.
Life Insurance
Life insurance provides financial security for your loved ones if you pass away or are diagnosed with a terminal illness. It’s designed to ease the financial burden at a difficult time, helping cover debts, living costs or future plans, so your family can focus on what truly matters.
Income protection
If illness or injury stops you from working, income protection helps replace a portion of your income so you can continue meeting everyday expenses. It’s about keeping life on track while you recover, providing stability when your earning capacity is affected.
Trauma cover
Also known as critical illness cover, trauma cover provides a lump sum payment if you’re diagnosed with a serious medical condition such as cancer, heart attack or stroke. It gives you the flexibility to focus on treatment and recovery, rather than worrying about bills or financial commitments.
Permanent Disablement cover
Total & Permanent Disability (TPD) cover offers financial support if you become totally and permanently disabled and are unable to work again. The lump sum payment can help clear debts, fund ongoing care, modify your home, or provide long-term financial security for you and your family.
Our Purpose
Our purpose is simple: to help people understand their life insurance options and make informed, confident choices. We believe clear, accessible information should be available to everyone.
Chosen for clarity,
confidence and care.
Insurance can be complex, but with Lydian Life, you’re never doing it alone. Our partnership is built on transparency, trust and experience helping you make confident decisions about your cover.
Whether you’ve recently bought a home, started a family, or had any major life change, we’ll make sure your protection keeps pace with your commitments.
$
678
k
Average Australian mortgage
This may be your biggest financial commitment and exposure. Figures from ABS, June 2025.
$
228
k
Average super life insurance
What most Australians have in default super cover. When did you last check yours? Figures from APRA data, 2025.
$
450
k
Average protection shortfall
The gap between the average mortgage and superannuation life policy.
$
984
k
Average retail life insurance
Average size of a retail advised policy. Figures from APRA data, 2025.
A simple process
designed for trust.
Getting the right insurance shouldn’t feel complicated. We take care of the details so you can focus on what matters most, understanding your options and feeling confident in every decision. From first conversation to final cover, we’re here to guide you with clarity and care.
Your journey, step by step.
Connect
It starts with a conversation. Simply reach out through your broker or contact us through our webform or phone number.
Guide
We’ll explain the options available, outline how different types of cover work, provide transparent quotes, and arm you with the information to make an informed decision.
Manage
Once you’re ready to move forward, we can complete an application over the phone or online depending on your preference.
Review
We stay in touch after your cover is in place, offering annual reviews and an ongoing relationship to ensure your premiums remain competitive, have the cover you want and are here should you need to claim.
In partnership with mortgage brokers
for better protection.
Our team are experienced across every major insurer in Australia.
